Member Benefit Summary
A description of the benefits you can be eligible to receive when you become a member of the AFM:
- CMA Benefit Club A life insurance fund that you will pay into (a minimal amount) for 10 years until you become vested, then you earn benefits from a life insurance coverage.
- Pension accrues for every union job you play; pension is paid by the employer. When you are 62 you will be able to draw on this benefit.
- Promo Inc.
The CMA’s Payroll Service takes care of your payroll whenever you perform a union contracted job. Promo deducts taxes so you don’t have to pay them at tax time. - Engagement Guarantee Fund:
When you perform on a union contract your pay is guaranteed even if the employer defaults. - Music Performance Trust Fund
You will be eligible for jobs paid by the MPTF funds. - Instrument Insurance
You can insure your instruments at the lowest rates available to union members. - AFL-CIO Union Privilege Program
You will be eligible for many perks thru this program. - Disabled Musicians Grants
You may apply for some financial help if you are temporarily disabled and are unable to work.
Please click below to be directed to the Federation website for payments



